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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 480-332-5659.
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Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Really Dedicated to his Clients"
"Ryan is Knowledgeable, Persistent, and Consummate professional who went the extra mile."
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Request My Free Relocation Package. Don't Move To Scottsdale, Paradise Valley and North Phoenix Without It!  Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Scottsdale, Paradise Valley and North Phoenix, Arizona area. If you will be moving to the Scottsdale, Paradise Valley and North Phoenix area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. When you visit, I'll be ready! We will visit the Scottsdale, Paradise Valley and North Phoenix neighborhoods and homes that interest you the most. In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. Remember: As a top Scottsdale, Paradise Valley and North Phoenix real estate agent, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. To get started, fill out the form to request my FREE Scottsdale, Paradise Valley and North Phoenix, Arizona Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... Are you new to the area? Request my FREE package of Scottsdale, Paradise Valley and North Phoenix relocation information. It's my job to help! There's no obligation, and I promise to respond quickly...
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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| Q |
Where is the world's largest art gallery?
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| A |
At the Winter Palace and Hermitage in St. Petersburg, Russia, visitors would have to walk 15 miles to see the 322 galleries which house almost 3 million works of art.
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Ryan M. Ney
RE/MAX Fine Properties
21000 N Pima Road
Suite 100
Scottsdale, AZ 85255
Direct: 480-332-5659
Office: 480-792-9500
Toll Free: 888-471-9500
Email: Ryan@RealScottsdaleHomes.com
Ryan was born and raised here in the Valley of the Sun and, as a result, has a unique perspective on the valley and what it has to offer. He has a business management degree from Arizona State as well as the ability to think outside the box when a situation requires a unique and innovative solution. Whether you are new to the market, thinking of moving up, or even an experienced investor, Ryan has the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.    
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