Scottsdale, Paradise Valley and North Phoenix real estate and homes for sale in Arizona, Scottsdale Arizona Golf Properties and Luxury Real Estate in Scottsdale & Phoenix - Ryan M. Ney, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo
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"Ryan is a true professional in every way."
"To say we are happy would not do justice to the service you provided."
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Ryan M. Ney

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Testimonials
Welcome > Agent Info > Testimonials ...

"Ryan is a true professional in every way."

"To say we are happy would not do justice to the service you provided. The first impression was a good one and the final result provided a wonderful experience for Tina and me. We are delighted."
"We interviewed several brokers and knew the minute we met, that you would have our business. The fact that you had both our dogs (Henry & Scooter) eating out of the palm of your hand, told us that you were a person with a good heart and your presentation demonstrated the true professional that you are. Any company would be lucky to have you in their employ."
"Selling our home for full asking price in 8 days exceeded all expectations. In addition, the fact that you brought $10,000 more than any other broker suggested didn’t hurt either. It is important to note that we were in the property for only 23 months. As a result of the quick sale of our house we were faced with finding the home of our dreams. That as we all know became a tougher task than any of us expected. The clock kept ticking and the close of our sale was April 10th. The reader should know on March 15th we were still without our new home and had already looked at more than 20 homes. The next day we met early in the a.m. and looked at 4 homes with no result. As we now know 5 was our lucky number.
Looking at more than 20 homes in 3 weeks is a lot of work. You kept our spirits high and never tired in your effort. The service you provide is state of the art."
"Ryan, both Tina and I will consider you a friend for life; you are a true professional in every sense of the word."
 

"K&T Dawsen"

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What 1982 thriller featured a house that was supposedly haunted because it had been built on the site of an ancient burial ground?

A 
Steven Spielberg's "Poltergeist"was filmed in an actual home on Roxbury Street in a normal residential suburb in California's Simi Valley.
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Ryan M. Ney, REALTOR®, real estate agent and broker for Scottsdale, Paradise Valley and North Phoenix, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Ryan M. Ney
Homesmart

10601 N Hayden Rd
#I-104
Scottsdale, AZ 85260
Direct: 480-332-5659
Office: 480-443-7400
Fax: 480-237-9723
Email: Ryan@RealScottsdaleHomes.com

Ryan was born and raised here in the Valley of the Sun and, as a result, has a unique perspective on the valley and what it has to offer. He has a business management degree from Arizona State as well as the ability to think outside the box when a situation requires a unique and innovative solution. Whether you are new to the market, thinking of moving up, or even an experienced investor, Ryan has the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.

ABR MLS REALTOR Equal Housing CLHMS


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