Scottsdale & Phoenix Real Estate Blog

Scottsdale & Phoenix real estate market trends, valuable news about, home prices, short sales, including foreclosure information in the Maricopa county plus much more. 

Jan. 21, 2019

Scottsdale Homes For Sale | The Difference Having a Professional on Your Side Makes

Scottsdale Homes For Sale | The Difference Having a Professional on Your Side Makes

 

So, you find yourself looking for a real estate agent as you are ready to buy a home, sell a home or perhaps both…  

When it comes to Scottsdale Real Estate and the vast amount of choices offered from many venues. It is wise to take your time and take your home search seriously     

Did you know that the real estate agent you choose could make or break things for you? Did you also know that the professional that you choose to help you during the process of buying or selling your next home should be done with caution or it could cost you thousands of dollars?     

I offer my services in the Scottsdale Real Estate to the public because I excel in my ability to understand your needs, translate them into reality and to do so with the minimum of angst ...and for that reason, I believe I’m the right person for you.     

Today, I want to address something that may be very important to you, it is about The Difference Having a Professional on Your Side Makes

 

In today’s fast-paced world, where answers are a Google search away, there are some who may wonder what the benefits of hiring a real estate professional to help them in their home search are. The truth is, with the addition of more information, comes more confusion.

Shows like Property Brothers, Fixer Upper and the dozens more on HGTV have given many a false sense of what it’s like to buy and sell a home.

Now more than ever, you need an expert on your side who is going to guide you toward your dreams and not let anything get in the way of achieving them. Buying and/or selling a home is definitely not something you want to DIY (Do It Yourself)!

 

Here are just some of the reasons you need a real estate professional in your corner:

There’s more to real estate than finding a house you like online!

There are over 230 possible steps that need to take place during every successful real estate transaction. Don’t you want someone who has been there before, someone who knows what these actions are, to ensure you achieve your dream?

 

 You Need a Skilled Negotiator

In today’s market, hiring a talented negotiator could save you thousands, perhaps tens of thousands of dollars. Each step of the way – from the original offer, to the possible renegotiation of that offer after a home inspection, to the possible cancellation of the deal based on a troubled appraisal – you need someone who can keep the deal together until it closes.

 

What is the home you’re buying or selling worth in today’s market?

There is so much information out there on the news and on the internet about home sales, prices, and mortgage rates; how do you know what’s going on specifically in your area? Who do you turn to in order to competitively and correctly price your home at the beginning of the selling process? How do you know what to offer on your dream home without paying too much, or offending the seller with a lowball offer?

 

Dave Ramsey, the financial guru, advises:

“When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

Hiring an agent who has his or her finger on the pulse of the market will make your buying or selling experience an educated one. You need someone who is going to tell you the truth, not just what they think you want to hear.

 

Bottom Line

Today’s real estate market is highly competitive. Having a professional who’s been there before to guide you through the process is a simple step that will give you a huge advantage!

 

Source.. KCM Ryan Ney Blog

 

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings. 

If you are moving to the Scottsdale area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for any information. I love to assist people in relocating, and I’ve helped many people move to my area!   

Whether you are new to the market, thinking of moving up, or even an experienced investor, I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.   

From Golf Course properties, Gated Communities, Homes with pools, Horse properties and new construction, Give me a call and let's get started    

Call Ryan now at 480–332–5659

 

 

 

Jan. 14, 2019

DC Ranch Homes For Sale | Buying a House This Year? This Should Be Your 1st Step!

DC Ranch Homes For Sale | Buying a House This Year? This Should Be Your 1st Step!

 

Did you know that in the DC Ranch community you'll find a variety of architectural home-styles from single family, attached, luxury rentals, custom homes and home sites.    

DC Ranch has slowly transformed over the last few years. DC Ranch is connected by miles of winding paths and trails that take you anywhere on the ranch including the community center, private golf course and country club, retail site, schools and much more. All neighborhoods are connected by a system of paths and trails which allow you to go virtually anywhere in the community without crossing a major street.   

If you are looking just for the right property in DC Ranch today, I would be happy to consult with you and bring you my experience and expertise in the DC Ranch Community to help you make the right the decision    

Today I would like to speak to you about Buying a House This Year? This Should Be Your 1st Step!

 

In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show that you are serious about buying your dream home is to get pre-qualified or pre-approved for a mortgage before starting your search.

Even if you are not in an incredibly competitive market, understanding your budget will give you the confidence of knowing whether or not your dream home is within your reach.

Freddie Mac lays out the advantages of pre-approval in the ‘My Home’ section of their website:

“It’s highly recommended that you work with your lender to get pre-approved before you begin house hunting. Pre-approval will tell you how much home you can afford and can help you move faster, and with greater confidence, in competitive markets.”

One of the many advantages of working with a local real estate professional is that many have relationships with lenders who will be able to help you through this process. Once you have selected a lender, you will need to fill out their loan application and provide them with important information regarding “your credit, debt, work history, down payment and residential history.”

Freddie Mac describes the ‘4 Cs’ that help determine the amount you will be qualified to borrow:

 

1.- Capacity: Your current and future ability to make your payments

2.- Capital or cash reserves: The money, savings, and investments you have that can be sold quickly for     cash

3.- Collateral: The home, or type of home, that you would like to purchase

4.- Credit: Your history of paying bills and other debts on time

 

Getting pre-approved is one of many steps that will show home sellers that you are serious about buying, and it often helps speed up the process once your offer has been accepted.

 

Bottom Line

Many potential homebuyers overestimate the down payment and credit scores necessary to qualify for a mortgage. If you are ready and willing to buy, you may be pleasantly surprised at your ability to do so today.

 

Source.. KCM Ryan Ney Blog

 

See something that interests you around La Strada in DC Ranch? 

How about Ironwood Village, Pima Acres and Sera Brisa. . we can guide you through the area and then find the best properties available for sale. We also have more information about Windgate Ranch.

Need help? Contact Us anytime to schedule a private showing for any property in DC Ranch. Or search our website www.realscottsdalehomes.com to find more information on the community of DC Ranch and all Scottsdale area real estate. 

Ryan Ney Real Estate 

of My Home Group

DC Ranch Specialist 

Ph: (480) 332–5659

 

 

 

 

Posted in Dc Ranch
Jan. 7, 2019

Scottsdale New Construction | Want to Get the Most Money from The Sale of Your Home? Use These 2 Tips!

Scottsdale New Construction | Want to Get the Most Money from The Sale of Your Home? Use These 2 Tips!

 

The process of buying a brand new home in Scottsdale Arizona takes place over a long period of time and in several stages. Whether you are choosing a new house in a Scottsdale neighborhood or prefer a custom home built by a home-builder, the most important step is to make a decision who you want representing you to make an intelligent choice.  

You'll need guidance to find all the options available in the area from “ALL” available home-builders. You'll need to take some time deciding on your priorities — what you want in a home? where you want to live? and how much you want to spend?  

This is the reason my services consist on exploring what's currently available among the properties that builders need to sell. I bring you the options of what is currently available from “ALL” the builders (not just one), what will be released and available soon?…what are the best builder incentives..etc.   

Whether you are new to the new construction real estate market in Scottsdale or you are just relocating to this area…I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.  

Today, I would like to talk to you about Want to Get the Most Money from The Sale of Your Home? Use These 2 Tips!

 

Every homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house?

Here are two keys to ensure that you get the highest price possible.

 

1. Price it a LITTLE LOW 

This may seem counterintuitive, but let’s look at this concept for a moment. Many homeowners think that pricing their homes a little OVER market value will leave them with room for negotiation. In actuality, this just dramatically lessens the demand for your house (see chart below).

Instead of the seller trying to ‘win’ the negotiation with one buyer, they should price it so that demand for the home is maximized. By doing this, the seller will not be fighting with a buyer over the price but will instead have multiple buyers fighting with each other over the house.

HGTV gives this advice:

“First impressions are everything when selling your home. Studies have shown that the first two weeks on the market are the most crucial to your success. During these initial days, your home will be exposed to all active buyers.

If your price is perceived as too high, you will quickly lose this initial audience and find yourself relying only on the trickle of new buyers entering the market each day. Markets are dynamic, and your price has an expiration date. You have one chance to grab attention. Make sure your pricing helps you stand out on the shelf — in a positive way.”

 

2. Use a Real Estate Professional

This, too, may seem counterintuitive. The seller may believe that he or she will make more money without having to pay a real estate commission, but studies have shown that homes typically sell for more money when handled by a real estate professional.

Research by the National Association of Realtors in their 2018 Profile of Home Buyers and Sellers revealed that,

“the median selling price for all FSBO homes was $200,000 last year. However, homes that were sold with the assistance of an agent had a median selling price of $264,900 – nearly $65,000 more for the typical home sale.”

 

Bottom Line

Price your house at or slightly below the current market value and hire a professional. This will guarantee that you maximize the money you get for your house.

 

Source.. KCM Ryan Ney Blog

 

I am always available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call Ryan M. Ney @ 480–332–5659 

Start searching for new construction homes in Scottsdale Arizona HERE*

 

 

Dec. 31, 2018

Scottsdale Homes For Sale | Why You Should Not For Sale By Owner

Scottsdale Homes For Sale | Why You Should Not For Sale By Owner

 

So, you find yourself looking for a real estate agent as you are ready to buy a home, sell a home or perhaps both…  

When it comes to Scottsdale Real Estate and the vast amount of choices offered from many venues. It is wise to take your time and take your home search seriously     

Did you know that the real estate agent you choose could make or break things for you? Did you also know that the professional that you choose to help you during the process of buying or selling your next home should be done with caution or it could cost you thousands of dollars?     

I offer my services in the Scottsdale Real Estate to the public because I excel in my ability to understand your needs, translate them into reality and to do so with the minimum of angst ...and for that reason, I believe I’m the right person for you.     

Today, I want to address something that may be very important to you, it is about Why You Should Not For Sale By Owner

 

In today’s market, as home prices rise and a lack of inventory continues, some homeowners may consider trying to sell their homes on their own, known in the industry as a For Sale by Owner (FSBO). There are several reasons why this might not be a good idea for most sellers.

Here are the top five reasons:

 

1. Exposure to Prospective Buyers

According to NAR’s 2018 Profile of Home Buyers and Sellers, 95% of buyers searched online for a home last year. That is in comparison to only 13% of buyers looking at print newspaper ads. Most real estate agents have an Internet strategy to promote the sale of your home, do you?

 

2. Results Come from the Internet

Where did buyers find the homes they actually purchased?

 

 * 50% on the Internet

 * 28% from a real estate agent

 * 7% from a yard sign

 * 1% from newspapers

 

The days of selling your house by putting out a lawn sign or putting an ad in the paper are long gone. Having a strong Internet strategy is crucial.

 

3. There Are Too Many People to Negotiate With

Here is a list of some of the people with whom you must be prepared to negotiate if you decide to For Sale by Owner:

 

 * The buyer who wants the best deal possible

 * The buyer’s agent who solely represents the best interests of the buyer

 * The buyer’s attorney (in some parts of the country)

 * The home inspection companies, which work for the buyer and will almost always find some problems with    the house

 * The appraiser if there is a question of value

 

4. FSBOing Has Become More And More Difficult

The paperwork involved in selling and buying a home has increased dramatically as industry disclosures and regulations have become mandatory. This is one of the reasons that the percentage of people FSBOing has dropped from 19% to 7% over the last 20+ years.

 

5. You Net More Money When Using an Agent

Many homeowners believe that they can save on the real estate commission by selling on their own, but they don’t realize that the main reason buyers look at FSBOs is because they also believe that they can save on the real estate agent’s commission. The seller and buyer can’t both save the commission.

A study by Collateral Analytics revealed that FSBOs don’t actually save anything, and in some cases may be costing themselves more, by not listing with an agent. One of the main reasons for the price difference at the time of sale is that,

“Properties listed with a broker that is a member of the local MLS will be listed online with all other participating broker websites, marketing the home to a much larger buyer population. And those MLS properties generally offer compensation to agents who represent buyers, incentivizing them to show and sell the property and again potentially enlarging the buyer pool.”

If more buyers see a home, the greater the chances are that there could be a bidding war for the property. The study showed that the difference in price between comparable homes of size and location is currently at an average of 6% this year.

Why would you choose to list on your own and manage the entire transaction when you can hire an agent and not have to pay anything more?

 

Bottom Line

Before you decide to take on the challenges of selling your house on your own, let’s get together to discuss your needs.

 

Source.. KCM Ryan Ney Blog

 

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings. 

If you are moving to the Scottsdale area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for any information. I love to assist people in relocating, and I’ve helped many people move to my area!   

Whether you are new to the market, thinking of moving up, or even an experienced investor, I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.   

From Golf Course properties, Gated Communities, Homes with pools, Horse properties and new construction, Give me a call and let's get started    

Call Ryan now at 480–332–5659

 

 

 

Dec. 24, 2018

DC Ranch Homes For Sale | What Makes a House a Home For You?

DC Ranch Homes For Sale | What Makes a House a Home For You?

 

Did you know that in the DC Ranch community you'll find a variety of architectural home-styles from single family, attached, luxury rentals, custom homes and home sites.    

DC Ranch has slowly transformed over the last few years. DC Ranch is connected by miles of winding paths and trails that take you anywhere on the ranch including the community center, private golf course and country club, retail site, schools and much more. All neighborhoods are connected by a system of paths and trails which allow you to go virtually anywhere in the community without crossing a major street.   

If you are looking just for the right property in DC Ranch today, I would be happy to consult with you and bring you my experience and expertise in the DC Ranch Community to help you make the right the decision    

Today I would like to speak to you about What Makes a House a Home For You?

 

We frequently talk about why it makes sense to buy a home financially, but more often than not the emotional reasons are the more powerful or compelling ones.

No matter what shape or size your living space is, the concept and feeling of a home can mean different things to different people. Whether it’s a certain scent or a favorite chair, the emotional reasons why we choose to buy our own homes are typically more important to us than the financial ones.

 

1. Owning your home offers stability to start and raise a family

From the best neighborhoods to the best school districts, even those without children at the time of purchase may have this in the back of their minds as a major reason for choosing the location of the home that they purchase.

 

2. There’s no place like home

Owning your own home offers you not only safety and security, but also a comfortable place that allows you to relax after a long day!

 

3. You have more space for you and your family

Whether your family is expanding, an older family member is moving in, or you need to have a large backyard for your pets, you can take all this into consideration when buying your dream home!

 

4. You have control over renovations, updates, and style

Looking to actually try one of those complicated wall treatments that you saw on Pinterest? Tired of paying an additional pet deposit for your apartment building? Or maybe you want to finally adopt that puppy or kitten you’ve seen online 100 times? Who’s to say that you can’t do all of these things in your own home?

 

Bottom Line

Whether you are a first-time homebuyer or a move-up buyer who wants to start a new chapter in your life, now is a great time to reflect on the intangible factors that make a house a home.

 

Source.. KCM Ryan Ney Blog

 

See something that interests you around La Strada in DC Ranch? 

How about Ironwood Village, Pima Acres and Sera Brisa. . we can guide you through the area and then find the best properties available for sale. We also have more information about Windgate Ranch.

Need help? Contact Us anytime to schedule a private showing for any property in DC Ranch. Or search our website www.realscottsdalehomes.com to find more information on the community of DC Ranch and all Scottsdale area real estate. 

Ryan Ney Real Estate 

of My Home Group

DC Ranch Specialist 

Ph: (480) 332–5659

 

 

Posted in Dc Ranch
Dec. 17, 2018

Scottsdale New Construction | 5 Reasons to Sell This Winter!

Scottsdale New Construction | 5 Reasons to Sell This Winter!

 

The process of buying a brand new home in Scottsdale Arizona takes place over a long period of time and in several stages. Whether you are choosing a new house in a Scottsdale neighborhood or prefer a custom home built by a home-builder, the most important step is to make a decision who you want representing you to make an intelligent choice.  

You'll need guidance to find all the options available in the area from “ALL” available home-builders. You'll need to take some time deciding on your priorities — what you want in a home? where you want to live? and how much you want to spend?  

This is the reason my services consist on exploring what's currently available among the properties that builders need to sell. I bring you the options of what is currently available from “ALL” the builders (not just one), what will be released and available soon?…what are the best builder incentives..etc.   

Whether you are new to the new construction real estate market in Scottsdale or you are just relocating to this area…I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.  

Today, I would like to talk to you about 5 Reasons to Sell This Winter!

 

Here are five reasons listing your home for sale this winter makes sense. 

 

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

 

2. There Is Less Competition Now

Housing inventory is still under the 6-month supply that is needed for a normal housing market. This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon.

Historically, the average number of years a homeowner stayed in their home was six but has hovered between nine and ten years since 2011. There is a pent-up desire for many homeowners to move, as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

 

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the time to close a loan has dropped to 46 days.

 

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move up! The inventory of homes for sale at these higher price ranges has forced these markets into a buyer’s market. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly, AND you’ll be able to find a premium home to call your own!

Prices are projected to appreciate by 4.8% over the next year according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

 

5. It’s Time to Move on With Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

 

Source.. KCM Ryan Ney Blog

 

I am always available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call Ryan M. Ney @ 480–332–5659  

Start searching for new construction homes in Scottsdale Arizona HERE*

 

 

Dec. 10, 2018

Scottsdale Homes For Sale | What If I Wait A Year to Buy a Home?

Scottsdale Homes For Sale | What If I Wait A Year to Buy a Home?

 

So, you find yourself looking for a real estate agent as you are ready to buy a home, sell a home or perhaps both…  

When it comes to Scottsdale Real Estate and the vast amount of choices offered from many venues. It is wise to take your time and take your home search seriously     

Did you know that the real estate agent you choose could make or break things for you? Did you also know that the professional that you choose to help you during the process of buying or selling your next home should be done with caution or it could cost you thousands of dollars?     

I offer my services in the Scottsdale Real Estate to the public because I excel in my ability to understand your needs, translate them into reality and to do so with the minimum of angst ...and for that reason, I believe I’m the right person for you.     

Today, I want to address something that may be very important to you, it is about What If I Wait A Year to Buy a Home?

 

National home prices have increased by 5.4% since this time last year. Over that same time period, interest rates have remained near historic lows which has allowed many buyers to enter the market and lock in low rates.

As a seller, you will likely be most concerned about ‘short-term price’ – where home values are headed over the next six months. As a buyer, however, you must not be concerned about price but instead about the ‘long-term cost’ of the home.

The Mortgage Bankers Association (MBA), Freddie Mac, and Fannie Mae all project that mortgage interest rates will increase by this time next year. According to CoreLogic’s most recent Home Price Insights Report, home prices will appreciate by 4.8% over the next 12 months.

 

What Does This Mean as a Buyer?

If home prices appreciate by 4.8% over the next twelve months as predicted by CoreLogic, here is a simple demonstration of the impact that an increase in interest rate would have on the mortgage payment of a home selling for approximately $250,000 today:

Bottom Line

If buying a home is in your plan for this year, doing it sooner rather than later could save you thousands of dollars over the terms of your loan.

 

Source.. KCM Ryan Ney Blog

 

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings. 

If you are moving to the Scottsdale area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for any information. I love to assist people in relocating, and I’ve helped many people move to my area!   

Whether you are new to the market, thinking of moving up, or even an experienced investor, I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.   

From Golf Course properties, Gated Communities, Homes with pools, Horse properties and new construction, Give me a call and let's get started    

Call Ryan now at 480–332–5659

 

 

Dec. 3, 2018

DC Ranch Homes For Sale | 4 Reasons to Buy A Home This Winter!

DC Ranch Homes For Sale | 4 Reasons to Buy A Home This Winter!

 

Did you know that in the DC Ranch community you'll find a variety of architectural home-styles from single family, attached, luxury rentals, custom homes and home sites.    

DC Ranch has slowly transformed over the last few years. DC Ranch is connected by miles of winding paths and trails that take you anywhere on the ranch including the community center, private golf course and country club, retail site, schools and much more. All neighborhoods are connected by a system of paths and trails which allow you to go virtually anywhere in the community without crossing a major street.   

If you are looking just for the right property in DC Ranch today, I would be happy to consult with you and bring you my experience and expertise in the DC Ranch Community to help you make the right the decision    

Today I would like to speak to you about 4 Reasons to Buy A Home This Winter!

 

Here are four great reasons to consider buying a home today instead of waiting.

 

1. Prices Will Continue to Rise

CoreLogic’s latest Home Price Insight report revealed that home prices have appreciated by 5.6% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.7% over the next year.

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

 

2. Mortgage Interest Rates Are Projected to Increase 

Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have hovered around 4.8%. Most experts predict that rates will rise over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are in unison, projecting that rates will increase in 2019.

An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.

 

3. Either Way, You are Paying a Mortgage

There are some renters who have not yet purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.

As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person building that equity.

 

Are you ready to put your housing cost to work for you?

 

4. It’s Time to Move on With Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

 

But what if they weren’t? Would you wait?

 

Look at the actual reason you are buying and decide if it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer, or you just want to have control over renovations, maybe now is the time to buy.

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.

 

Source.. KCM Ryan Ney Blog

 

See something that interests you around La Strada in DC Ranch

How about Ironwood Village, Pima Acres and Sera Brisa. . we can guide you through the area and then find the best properties available for sale. We also have more information about Windgate Ranch.

Need help? Contact Us anytime to schedule a private showing for any property in DC Ranch. Or search our website www.realscottsdalehomes.com to find more information on the community of DC Ranch and all Scottsdale area real estate. 

Ryan Ney Real Estate 

of My Home Group

DC Ranch Specialist 

Ph: (480) 332–5659

 

 

 

Posted in Dc Ranch
Nov. 26, 2018

Scottsdale New Construction | Buyers: Don’t Be Surprised by Closing Costs!

Scottsdale New Construction | Buyers: Don’t Be Surprised by Closing Costs!

 

The process of buying a brand new home in Scottsdale Arizona takes place over a long period of time and in several stages. Whether you are choosing a new house in a Scottsdale neighborhood or prefer a custom home built by a home-builder, the most important step is to make a decision who you want representing you to make an intelligent choice.  

You'll need guidance to find all the options available in the area from “ALL” available home-builders. You'll need to take some time deciding on your priorities — what you want in a home? where you want to live? and how much you want to spend?  

This is the reason my services consist on exploring what's currently available among the properties that builders need to sell. I bring you the options of what is currently available from “ALL” the builders (not just one), what will be released and available soon?…what are the best builder incentives..etc.   

Whether you are new to the new construction real estate market in Scottsdale or you are just relocating to this area…I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.  

 

Today, I would like to talk to you about Buyers: Don’t Be Surprised by Closing Costs!

 

Many homebuyers think that saving for their down payment is enough to buy the house of their dreams, but what about the closing costs that are required to obtain a mortgage?

By law, a homebuyer will receive a loan estimate from their lender 3 days after submitting their loan application and they should receive a closing disclosure 3 days before the scheduled closing on their home. The closing disclosure includes final details about the loan and the closing costs.

 

But what are closing costs anyway?

According to Trulia:

 

“Closing costs are lender and third-party fees paid at the closing of a real estate transaction, and they can be financed as part of the deal or be paid upfront. They range from 2% to 5% of the purchase price of a home. (For those who buy a $150,000 home, for example, that would amount to between $3,000 and $7,500 in closing fees.)”

Keep in mind that if you are in the market for a home above this price range, your costs could be significantly greater. As mentioned before,

 

Closing costs are typically between 2% and 5% of your purchase price.

Trulia continues to give great advice, saying that:

“…understanding and educating yourself about these costs before settlement day arrives might help you avoid any headaches at the end of the deal.”

 

Bottom Line

Speak with your lender and agent early and often to determine how much you’ll be responsible for at closing. Finding out that you’ll need to come up with thousands of dollars right before closing is not a surprise anyone is ever looking forward to.

 

Source.. KCM Ryan Ney Blog

 

I am always available to offer you personal, one-on-one help with what some say is the biggest decision you will make in your life. If you have any questions, please don't hesitate to call Ryan M. Ney @ 480–332–5659  

Start searching for new construction homes in Scottsdale Arizona HERE*  

 

 

Nov. 19, 2018

Scottsdale Homes For Sale | 7 Reasons to List Your House For Sale This Holiday Season

Scottsdale Homes For Sale | 7 Reasons to List Your House For Sale This Holiday Season

 

So, you find yourself looking for a real estate agent as you are ready to buy a home, sell a home or perhaps both…  

When it comes to Scottsdale Real Estate and the vast amount of choices offered from many venues. It is wise to take your time and take your home search seriously     

Did you know that the real estate agent you choose could make or break things for you? Did you also know that the professional that you choose to help you during the process of buying or selling your next home should be done with caution or it could cost you thousands of dollars?     

I offer my services in the Scottsdale Real Estate to the public because I excel in my ability to understand your needs, translate them into reality and to do so with the minimum of angst ...and for that reason, I believe I’m the right person for you.     

Today, I want to address something that may be very important to you, it is about 7 Reasons to List Your House For Sale This Holiday Season

 

Every year at this time there are many homeowners who decide to wait until after the holidays to list their homes for the first time, while others who already have their homes on the market decide to take them off until after the holidays.

 

Here are seven great reasons not to wait:

 

1.- Relocation buyers are out there. Many companies are still hiring throughout the holidays and need     their new employees in their new positions as soon as possible.

2.- Purchasers who are looking for homes during the holidays are serious buyers and are ready to buy now.

3.- You can restrict the showings on your home to the times you want it shown. You will remain in control.

4.- Homes show better when decorated for the holidays.

5.- There is minimal competition for you as a seller right now. Inventory of homes for sale traditionally     slows in the late fall, early winter. Let’s take a look at listing inventory as compared to the same     time last year:

6.- The desire to own a home doesn’t stop when the holidays come. Buyers who were unable to find their     dream homes during the busy spring and summer months are still searching!

7.- The supply of listings increases substantially after the holidays. Also, in many parts of the country,     new construction will continue to surge and reach new heights which will lessen the demand for your     house in 2019.

 

Bottom Line 

Waiting until after the holidays to sell your home probably doesn’t make sense.

 

Source.. KCM Ryan Ney Blog

 

If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings. 

If you are moving to the Scottsdale area, I can assist you in collecting the information you need, and make your transition as smooth as possible. Feel free to contact me for any information. I love to assist people in relocating, and I’ve helped many people move to my area!   

Whether you are new to the market, thinking of moving up, or even an experienced investor, I have the expertise, the energy, the enthusiasm and the access to resources to help you achieve your goals.   

From Golf Course properties, Gated Communities, Homes with pools, Horse properties and new construction, Give me a call and let's get started    

Call Ryan now at 480–332–5659